How Long Do Long-Term Disability Benefits Last?

Today we will be discussing long-term disability (LTD) benefits and exactly how long they last. First we need to describe exactly what LTD benefits are. LTD policies exist to basically supplement income lost for those who have been hurt and are unable to work or people who are not able to work any longer for … Continue reading How Long Do Long-Term Disability Benefits Last?

Covid-19 and Long Term Disabilities

We have all been saturated with Covid news this year. Every day seems like another story associated with the virus. Most prominently we hear about the rapid onset of symptoms and how quickly it can land some people in the hospital. But, as we get more familiar with this novel disease, we are starting to … Continue reading Covid-19 and Long Term Disabilities

Long-Term Disability vs Social Security Disability – What You Should Know

This is a question that comes up all the time. In this article we will go over what long-term disability and social security disability are and then describe how they are different. SSDI - is disability coverage offered through the government. The program, which you pay into your entire adult working life, provides you with … Continue reading Long-Term Disability vs Social Security Disability – What You Should Know

Can Chronic Pain Qualify You for Long Term Disability?

Many employers offer LTD (Long Term Disability) benefits for those people injured on the job. But what about chronic pain that has developed over time and now makes it impossible for you to work? This is an area where there has been some confusion. People get their claim rejected all the time for chronic pain. … Continue reading Can Chronic Pain Qualify You for Long Term Disability?