Long-Term Disability vs Social Security Disability – What You Should Know

This is a question that comes up all the time. In this article we will go over what long-term disability and social security disability are and then describe how they are different. SSDI - is disability coverage offered through the government. The program, which you pay into your entire adult working life, provides you with … Continue reading Long-Term Disability vs Social Security Disability – What You Should Know

Are You at Risk of Losing Your Health Insurance During Your Divorce?

Never has it been more apparent that the need for good quality health insurance is a must. If you or your family gets sick, you want to be able to get the best health care possible. Insurance rates and policies are often created for the family unit and its individual members. So, how does going … Continue reading Are You at Risk of Losing Your Health Insurance During Your Divorce?

Grandparents as Legal Guardians of Grandchildren

It certainly isn't rare to find grandparents that are the legal guardians of their grandchildren. But there are many reasons why they end up being the guardians. It could be due to any one of a bunch of factors including death of parents, disability of parents, absence of parents or termination of parental rights. If … Continue reading Grandparents as Legal Guardians of Grandchildren

Do My Crippling Panic Attacks Qualify Me for Social Security Disability?

Panic attacks are in the family of diagnosis called "anxiety disorders". These disorders can range from a mild to severe in how they impact the sufferer's life. A popular website on the subject lists the four most common anxiety disorders as: Generalized Anxiety Disorder (GAD) Social Anxiety Specific Phobias Panic It also lists OCD & … Continue reading Do My Crippling Panic Attacks Qualify Me for Social Security Disability?

The Five Most Common Irreconcilable Differences

Irreconcilable Differences is the single most cited reason for divorces in the United States. They are defined as "an inability for two parties to resolve their differences in order to save their marriage" by legaldictionary.net. But really, it often just means my spouse and I no longer get along. With that in mind we decided … Continue reading The Five Most Common Irreconcilable Differences

Can You Get a Divorce if Your Spouse Cannot be Found?

This sounds like something from a TV show but it does happen. Sometimes, people voluntarily run away and leave their spouse behind. It is a natural desire to want to move on with life if this has happened to you. You will eventually want to date new people and you do not want the marriage … Continue reading Can You Get a Divorce if Your Spouse Cannot be Found?

The Basics of Social Security Disability Benefits

Sometimes it helps getting back to the basics. In this blog we want to describe what social security disability benefits are and where they come from. We will be covering disability only and not SSI benefits which are available to low-income or people with little or no work history who do not qualify for SSDI. … Continue reading The Basics of Social Security Disability Benefits

Proposed Disability Changes Could Affect Disability Payments for Many

According to the Pittsburgh Post Gazette, the new proposed changes to federal disability assistance would likely result in millions of more case reviews and in the process would cut off many disabled recipients. The federal government is accepting public comments on this matter until the end of the month. Some speculate these changes could affect … Continue reading Proposed Disability Changes Could Affect Disability Payments for Many

History of Social Security Disability Benefits

85 years ago, the Social Security Act was created. The goal of this Act was to financially assist senior citizens in their retirement years by creating a general fund. This brought up the question of who else needed benefits. People disabled from an injury were clearly the most in need of this type of program. … Continue reading History of Social Security Disability Benefits

Filing for Disability Without Strong Work History

Social Security retirement benefits are based on your work history and how much you've earned and contributed to the Social Security fund. The Social Security Administration (SSA) keeps records of these numbers. In a way, it is very much like an IRA in that you pay into it your entire working life then reap the … Continue reading Filing for Disability Without Strong Work History