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Short-term Disability Coverage vs Long-Term

If you are approved for short-term disability (STD) that does not automatically mean that you will be approved for long-term disability (LTD). There are differences in the two benefits system which we will briefly explain below. Different Applications and Reviewers Even if you already have STD under the...

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ADA Celebrates 35 Years This Month

In July of 1990, the ADA (Americans with Disabilities Act) was signed into law. This legislation was a game changer for U.S. citizens with disabilities and would come to shape the system we have in place today. The ADA guaranteed equal opportunity in public accommodations, employment, and more....

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Living on SSD: Budgeting and Lifestyle Tips

Social Security Disability benefits can be make all the difference to someone who is unable to make enough money to support themselves. Whether you’re on Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), the income is often modest, and stretching it to cover your needs takes...

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Social Security Fairness Act Signed into Law

The Social Security Fairness Act is now law, a move celebrated as a victory for public employees nationwide. The Government Pension Offset (GPO) and the Windfall Elimination Provision (WEP), two laws that have long penalized public employees who have also received Social Security benefits from other jobs, are...

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What is the ABLE Act?

Ten years ago, the ABLE act was signed into law. As you may have guessed, ABLE is an acronym which stands for Achieving a Better Life Experience. The actual full and legal name of the Act is the Stephen Beck, Jr. Achieving a Better Life Experience (ABLE) Act....

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