The Social Security Administration (SSA) encourages people to try working when possible through special incentives, as returning to work can improve quality of life without immediately losing all support. There are two federal programs which directly address disability benefits, Social Security Disability Insurance (SSDI) and Supplemental Security Income...
Read MoreIn this article, we want to review what a disability is and which disabilities are covered under the legislation known as the ADA (Americans with Disabilities Act). We will use exact language from actual government documents to further clarify what a disability is and what the government considers...
Read MoreSometimes the insurance company denies or terminates long-term disability claims for various reasons. You might find it difficult to identify and resolve the dispute then. Even the insurance company doesn’t provide the reasons for claim rejection. If you have been into any such problems or want to learn...
Read MoreToday we will be discussing long-term disability (LTD) benefits and exactly how long they last. First we need to describe exactly what LTD benefits are. LTD policies exist to basically supplement income lost for those who have been hurt and are unable to work or people who are...
Read MoreWe have all been saturated with Covid news this year. Every day seems like another story associated with the virus. Most prominently we hear about the rapid onset of symptoms and how quickly it can land some people in the hospital. But, as we get more familiar with...
Read MoreThis is a question that comes up all the time. In this article we will go over what long-term disability and social security disability are and then describe how they are different. SSDI – is disability coverage offered through the government. The program, which you pay into your...
Read MoreMany employers offer LTD (Long Term Disability) benefits for those people injured on the job. But what about chronic pain that has developed over time and now makes it impossible for you to work? This is an area where there has been some confusion. People get their claim...
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